BIN 489254 — Details
BIN
489254
Brand
VISA
Scheme
PREPAID CLASSIC
Type
DEBIT
Country
NIGER NE
Currency
Unknown
Bank
BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER
Bank Phone
+22720540306 / +22720440405
Prepaid
No
Luhn Check
Pass

About BIN 489254

BIN 489254 is a VISA debit card operating on the PREPAID CLASSIC payment network, issued by BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER in NIGER (NE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 489254?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 489254 identifies BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 489254?

BIN 489254 was issued by BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER, a financial institution operating in NIGER. You may reach them by phone at +22720540306 / +22720440405. Their official website is http://www.bia-niger.com.

In which country is BIN 489254 registered?

BIN 489254 is registered in NIGER (country code: NE). The issuing bank, BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER, holds the licence to issue cards under this BIN range in NIGER. Transactions on these cards typically involve NIGER-based banking and settlement infrastructure.

Is BIN 489254 a credit, debit, or prepaid card?

BIN 489254 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 489254 use?

BIN 489254 operates on the VISA payment network using the PREPAID CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 489254?

The primary currency associated with BIN 489254 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NIGER. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 489254 pass the Luhn check?

Yes — card numbers beginning with BIN 489254 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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