BIN 408461
BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER • NIGER • VISA
About BIN 408461
BIN 408461 is a VISA debit card operating on the PREPAID payment network, issued by BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER in NIGER (NE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 408461?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 408461 identifies BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 408461?
BIN 408461 was issued by BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER, a financial institution operating in NIGER. You may reach them by phone at +22720540306 / +22720440405. Their official website is http://www.bia-niger.com.
In which country is BIN 408461 registered?
BIN 408461 is registered in NIGER (country code: NE). The issuing bank, BANQUE INTERNATIONALE POUR L'AFRIQUE AU NIGER, holds the licence to issue cards under this BIN range in NIGER. Transactions on these cards typically involve NIGER-based banking and settlement infrastructure.
Is BIN 408461 a credit, debit, or prepaid card?
BIN 408461 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 408461 use?
BIN 408461 operates on the VISA payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 408461?
The primary currency associated with BIN 408461 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NIGER. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 408461 pass the Luhn check?
Yes — card numbers beginning with BIN 408461 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
