BIN 544074
NATIONAL BANK OF MALAWI • MALAWI • MASTERCARD
About BIN 544074
BIN 544074 is a MASTERCARD debit card operating on the PREPAID payment network, issued by NATIONAL BANK OF MALAWI in MALAWI (MW). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 544074?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 544074 identifies NATIONAL BANK OF MALAWI as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 544074?
BIN 544074 was issued by NATIONAL BANK OF MALAWI, a financial institution operating in MALAWI. You may reach them by phone at +2651820622. Their official website is http://www.natbank.co.mw.
In which country is BIN 544074 registered?
BIN 544074 is registered in MALAWI (country code: MW). The issuing bank, NATIONAL BANK OF MALAWI, holds the licence to issue cards under this BIN range in MALAWI. Transactions on these cards typically involve MALAWI-based banking and settlement infrastructure.
Is BIN 544074 a credit, debit, or prepaid card?
BIN 544074 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 544074 use?
BIN 544074 operates on the MASTERCARD payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 544074?
The primary currency associated with BIN 544074 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MALAWI. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 544074 pass the Luhn check?
Yes — card numbers beginning with BIN 544074 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
