BIN 620204
BANK OF CHINA MO • MACAO • CHINA UNION PAY
About BIN 620204
BIN 620204 is a CHINA UNION PAY debit card operating on the PREPAID payment network, issued by BANK OF CHINA MO in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 620204?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 620204 identifies BANK OF CHINA MO as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 620204?
BIN 620204 was issued by BANK OF CHINA MO, a financial institution operating in MACAO.
In which country is BIN 620204 registered?
BIN 620204 is registered in MACAO (country code: MO). The issuing bank, BANK OF CHINA MO, holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 620204 a credit, debit, or prepaid card?
BIN 620204 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 620204 use?
BIN 620204 operates on the CHINA UNION PAY payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through CHINA UNION PAY's global payment infrastructure.
What currency is associated with BIN 620204?
The primary currency associated with BIN 620204 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 620204 pass the Luhn check?
Yes — card numbers beginning with BIN 620204 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
