BIN 620124
INDUSTRIAL AND COMMERCIAL BANK OF CHINA • MACAO • CHINA UNION PAY
About BIN 620124
BIN 620124 is a CHINA UNION PAY debit card operating on the PREPAID payment network, issued by INDUSTRIAL AND COMMERCIAL BANK OF CHINA in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 620124?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 620124 identifies INDUSTRIAL AND COMMERCIAL BANK OF CHINA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 620124?
BIN 620124 was issued by INDUSTRIAL AND COMMERCIAL BANK OF CHINA, a financial institution operating in MACAO. Their official website is http://www.icbc-ltd.com.
In which country is BIN 620124 registered?
BIN 620124 is registered in MACAO (country code: MO). The issuing bank, INDUSTRIAL AND COMMERCIAL BANK OF CHINA, holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 620124 a credit, debit, or prepaid card?
BIN 620124 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 620124 use?
BIN 620124 operates on the CHINA UNION PAY payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through CHINA UNION PAY's global payment infrastructure.
What currency is associated with BIN 620124?
The primary currency associated with BIN 620124 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 620124 pass the Luhn check?
Yes — card numbers beginning with BIN 620124 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
