BIN 544594
THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. • MACAO • MASTERCARD
About BIN 544594
BIN 544594 is a MASTERCARD credit card operating on the GOLD payment network, issued by THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 544594?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 544594 identifies THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 544594?
BIN 544594 was issued by THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD., a financial institution operating in MACAO.
In which country is BIN 544594 registered?
BIN 544594 is registered in MACAO (country code: MO). The issuing bank, THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD., holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 544594 a credit, debit, or prepaid card?
BIN 544594 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 544594 use?
BIN 544594 operates on the MASTERCARD payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 544594?
The primary currency associated with BIN 544594 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 544594 pass the Luhn check?
Yes — card numbers beginning with BIN 544594 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
