BIN 491356
BANK OF CHINA (MACAU), LTD. • MACAO • VISA
About BIN 491356
BIN 491356 is a VISA credit card operating on the PLATINUM payment network, issued by BANK OF CHINA (MACAU), LTD. in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 491356?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 491356 identifies BANK OF CHINA (MACAU), LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 491356?
BIN 491356 was issued by BANK OF CHINA (MACAU), LTD., a financial institution operating in MACAO.
In which country is BIN 491356 registered?
BIN 491356 is registered in MACAO (country code: MO). The issuing bank, BANK OF CHINA (MACAU), LTD., holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 491356 a credit, debit, or prepaid card?
BIN 491356 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 491356 use?
BIN 491356 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 491356?
The primary currency associated with BIN 491356 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 491356 pass the Luhn check?
Yes — card numbers beginning with BIN 491356 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
