BIN 490902
TAI FUNG BANK LTD. • MACAO • VISA
About BIN 490902
BIN 490902 is a VISA credit card operating on the SIGNATURE payment network, issued by TAI FUNG BANK LTD. in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 490902?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 490902 identifies TAI FUNG BANK LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 490902?
BIN 490902 was issued by TAI FUNG BANK LTD., a financial institution operating in MACAO.
In which country is BIN 490902 registered?
BIN 490902 is registered in MACAO (country code: MO). The issuing bank, TAI FUNG BANK LTD., holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 490902 a credit, debit, or prepaid card?
BIN 490902 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 490902 use?
BIN 490902 operates on the VISA payment network using the SIGNATURE card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 490902?
The primary currency associated with BIN 490902 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 490902 pass the Luhn check?
Yes — card numbers beginning with BIN 490902 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
