BIN 490867
THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. • MACAU • VISA
About BIN 490867
BIN 490867 is a VISA credit card operating on the GOLD payment network, issued by THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. in MACAU (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 490867?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 490867 identifies THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 490867?
BIN 490867 was issued by THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD., a financial institution operating in MACAU.
In which country is BIN 490867 registered?
BIN 490867 is registered in MACAU (country code: MO). The issuing bank, THE HONGKONG AND SHANGHAI BANKING CORPORATION, LTD., holds the licence to issue cards under this BIN range in MACAU. Transactions on these cards typically involve MACAU-based banking and settlement infrastructure.
Is BIN 490867 a credit, debit, or prepaid card?
BIN 490867 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 490867 use?
BIN 490867 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 490867?
The primary currency associated with BIN 490867 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAU. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 490867 pass the Luhn check?
Yes — card numbers beginning with BIN 490867 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
