BIN 438077
LIU CHONG HING BANK, LTD. • MACAU • VISA
About BIN 438077
BIN 438077 is a VISA credit card operating on the CLASSIC payment network, issued by LIU CHONG HING BANK, LTD. in MACAU (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 438077?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 438077 identifies LIU CHONG HING BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 438077?
BIN 438077 was issued by LIU CHONG HING BANK, LTD., a financial institution operating in MACAU. You may reach them by phone at 339982. Their official website is http://www.lchbank.com.
In which country is BIN 438077 registered?
BIN 438077 is registered in MACAU (country code: MO). The issuing bank, LIU CHONG HING BANK, LTD., holds the licence to issue cards under this BIN range in MACAU. Transactions on these cards typically involve MACAU-based banking and settlement infrastructure.
Is BIN 438077 a credit, debit, or prepaid card?
BIN 438077 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 438077 use?
BIN 438077 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 438077?
The primary currency associated with BIN 438077 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAU. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 438077 pass the Luhn check?
Yes — card numbers beginning with BIN 438077 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
