BIN 428151
HONGKONG AND SHANGHAI BANKING CORP., LTD. • MACAO • VISA
About BIN 428151
BIN 428151 is a VISA debit card operating on the PROPRIETARY ATM payment network, issued by HONGKONG AND SHANGHAI BANKING CORP., LTD. in MACAO (MO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 428151?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 428151 identifies HONGKONG AND SHANGHAI BANKING CORP., LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 428151?
BIN 428151 was issued by HONGKONG AND SHANGHAI BANKING CORP., LTD., a financial institution operating in MACAO.
In which country is BIN 428151 registered?
BIN 428151 is registered in MACAO (country code: MO). The issuing bank, HONGKONG AND SHANGHAI BANKING CORP., LTD., holds the licence to issue cards under this BIN range in MACAO. Transactions on these cards typically involve MACAO-based banking and settlement infrastructure.
Is BIN 428151 a credit, debit, or prepaid card?
BIN 428151 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 428151 use?
BIN 428151 operates on the VISA payment network using the PROPRIETARY ATM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 428151?
The primary currency associated with BIN 428151 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MACAO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 428151 pass the Luhn check?
Yes — card numbers beginning with BIN 428151 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
