BIN 454712 — Details
BIN
454712
Brand
VISA
Scheme
CLASSIC
Type
CREDIT
Country
CAYMAN ISLANDS KY
Currency
Unknown
Bank
ROYAL BANK OF CANADA
Bank Phone
+18007692555
Prepaid
No
Luhn Check
Pass

About BIN 454712

BIN 454712 is a VISA credit card operating on the CLASSIC payment network, issued by ROYAL BANK OF CANADA in CAYMAN ISLANDS (KY). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 454712?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 454712 identifies ROYAL BANK OF CANADA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 454712?

BIN 454712 was issued by ROYAL BANK OF CANADA, a financial institution operating in CAYMAN ISLANDS. You may reach them by phone at +18007692555. Their official website is http://www.rbc.com.

In which country is BIN 454712 registered?

BIN 454712 is registered in CAYMAN ISLANDS (country code: KY). The issuing bank, ROYAL BANK OF CANADA, holds the licence to issue cards under this BIN range in CAYMAN ISLANDS. Transactions on these cards typically involve CAYMAN ISLANDS-based banking and settlement infrastructure.

Is BIN 454712 a credit, debit, or prepaid card?

BIN 454712 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 454712 use?

BIN 454712 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 454712?

The primary currency associated with BIN 454712 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in CAYMAN ISLANDS. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 454712 pass the Luhn check?

Yes — card numbers beginning with BIN 454712 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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