BIN 402978
BURGAN BANK (S.A.K.) • KUWAIT • VISA
About BIN 402978
BIN 402978 is a VISA debit card operating on the PREPAID payment network, issued by BURGAN BANK (S.A.K.) in KUWAIT (KW). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402978?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402978 identifies BURGAN BANK (S.A.K.) as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402978?
BIN 402978 was issued by BURGAN BANK (S.A.K.), a financial institution operating in KUWAIT.
In which country is BIN 402978 registered?
BIN 402978 is registered in KUWAIT (country code: KW). The issuing bank, BURGAN BANK (S.A.K.), holds the licence to issue cards under this BIN range in KUWAIT. Transactions on these cards typically involve KUWAIT-based banking and settlement infrastructure.
Is BIN 402978 a credit, debit, or prepaid card?
BIN 402978 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402978 use?
BIN 402978 operates on the VISA payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402978?
The primary currency associated with BIN 402978 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in KUWAIT. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402978 pass the Luhn check?
Yes — card numbers beginning with BIN 402978 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
