BIN 425199
NCBA BANK KENYA PLC • KENYA • VISA
About BIN 425199
BIN 425199 is a VISA debit card operating on the CLASSIC payment network, issued by NCBA BANK KENYA PLC in KENYA (KE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 425199?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 425199 identifies NCBA BANK KENYA PLC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 425199?
BIN 425199 was issued by NCBA BANK KENYA PLC, a financial institution operating in KENYA.
In which country is BIN 425199 registered?
BIN 425199 is registered in KENYA (country code: KE). The issuing bank, NCBA BANK KENYA PLC, holds the licence to issue cards under this BIN range in KENYA. Transactions on these cards typically involve KENYA-based banking and settlement infrastructure.
Is BIN 425199 a credit, debit, or prepaid card?
BIN 425199 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 425199 use?
BIN 425199 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 425199?
The primary currency associated with BIN 425199 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in KENYA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 425199 pass the Luhn check?
Yes — card numbers beginning with BIN 425199 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
