BIN 423101
EQUITY BANK, LTD. • KENYA • VISA
About BIN 423101
BIN 423101 is a VISA debit card operating on the CLASSIC payment network, issued by EQUITY BANK, LTD. in KENYA (KE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 423101?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 423101 identifies EQUITY BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 423101?
BIN 423101 was issued by EQUITY BANK, LTD., a financial institution operating in KENYA. Their official website is http://www.equitybank.co.ke.
In which country is BIN 423101 registered?
BIN 423101 is registered in KENYA (country code: KE). The issuing bank, EQUITY BANK, LTD., holds the licence to issue cards under this BIN range in KENYA. Transactions on these cards typically involve KENYA-based banking and settlement infrastructure.
Is BIN 423101 a credit, debit, or prepaid card?
BIN 423101 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 423101 use?
BIN 423101 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 423101?
The primary currency associated with BIN 423101 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in KENYA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 423101 pass the Luhn check?
Yes — card numbers beginning with BIN 423101 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
