BIN 400976
SIDIAN BANK, LTD. • KENYA • VISA
About BIN 400976
BIN 400976 is a VISA credit card operating on the CLASSIC payment network, issued by SIDIAN BANK, LTD. in KENYA (KE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 400976?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 400976 identifies SIDIAN BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 400976?
BIN 400976 was issued by SIDIAN BANK, LTD., a financial institution operating in KENYA.
In which country is BIN 400976 registered?
BIN 400976 is registered in KENYA (country code: KE). The issuing bank, SIDIAN BANK, LTD., holds the licence to issue cards under this BIN range in KENYA. Transactions on these cards typically involve KENYA-based banking and settlement infrastructure.
Is BIN 400976 a credit, debit, or prepaid card?
BIN 400976 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 400976 use?
BIN 400976 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 400976?
The primary currency associated with BIN 400976 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in KENYA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 400976 pass the Luhn check?
Yes — card numbers beginning with BIN 400976 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
