BIN 427380
UNICREDIT S.P.A. • ITALY • VISA
About BIN 427380
BIN 427380 is a VISA credit card operating on the BUSINESS payment network, issued by UNICREDIT S.P.A. in ITALY (IT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 427380?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 427380 identifies UNICREDIT S.P.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 427380?
BIN 427380 was issued by UNICREDIT S.P.A., a financial institution operating in ITALY. You may reach them by phone at +39800575757. Their official website is http://www.unicredit.it.
In which country is BIN 427380 registered?
BIN 427380 is registered in ITALY (country code: IT). The issuing bank, UNICREDIT S.P.A., holds the licence to issue cards under this BIN range in ITALY. Transactions on these cards typically involve ITALY-based banking and settlement infrastructure.
Is BIN 427380 a credit, debit, or prepaid card?
BIN 427380 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 427380 use?
BIN 427380 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 427380?
The primary currency associated with BIN 427380 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ITALY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 427380 pass the Luhn check?
Yes — card numbers beginning with BIN 427380 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
