BIN 422351
SELLA PERSONAL CREDIT • ITALY • VISA
About BIN 422351
BIN 422351 is a VISA debit card operating on the ELECTRON payment network, issued by SELLA PERSONAL CREDIT in ITALY (IT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 422351?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 422351 identifies SELLA PERSONAL CREDIT as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 422351?
BIN 422351 was issued by SELLA PERSONAL CREDIT, a financial institution operating in ITALY. You may reach them by phone at 800 00 444. Their official website is https://www.sellapersonalcredit.it.
In which country is BIN 422351 registered?
BIN 422351 is registered in ITALY (country code: IT). The issuing bank, SELLA PERSONAL CREDIT, holds the licence to issue cards under this BIN range in ITALY. Transactions on these cards typically involve ITALY-based banking and settlement infrastructure.
Is BIN 422351 a credit, debit, or prepaid card?
BIN 422351 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 422351 use?
BIN 422351 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 422351?
The primary currency associated with BIN 422351 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ITALY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 422351 pass the Luhn check?
Yes — card numbers beginning with BIN 422351 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
