BIN 400322
INTESA SANPAOLO S.P.A. • ITALY • VISA
About BIN 400322
BIN 400322 is a VISA debit card operating on the ELECTRON payment network, issued by INTESA SANPAOLO S.P.A. in ITALY (IT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 400322?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 400322 identifies INTESA SANPAOLO S.P.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 400322?
BIN 400322 was issued by INTESA SANPAOLO S.P.A., a financial institution operating in ITALY. You may reach them by phone at +390115551. Their official website is http://www.intesasanpaolo.com.
In which country is BIN 400322 registered?
BIN 400322 is registered in ITALY (country code: IT). The issuing bank, INTESA SANPAOLO S.P.A., holds the licence to issue cards under this BIN range in ITALY. Transactions on these cards typically involve ITALY-based banking and settlement infrastructure.
Is BIN 400322 a credit, debit, or prepaid card?
BIN 400322 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 400322 use?
BIN 400322 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 400322?
The primary currency associated with BIN 400322 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ITALY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 400322 pass the Luhn check?
Yes — card numbers beginning with BIN 400322 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
