BIN 423474
VALITOR HF. • ICELAND • VISA
About BIN 423474
BIN 423474 is a VISA debit card operating on the PERSONAL payment network, issued by VALITOR HF. in ICELAND (IS). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 423474?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 423474 identifies VALITOR HF. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 423474?
BIN 423474 was issued by VALITOR HF., a financial institution operating in ICELAND. You may reach them by phone at +3545252000. Their official website is http://www.valitor.com.
In which country is BIN 423474 registered?
BIN 423474 is registered in ICELAND (country code: IS). The issuing bank, VALITOR HF., holds the licence to issue cards under this BIN range in ICELAND. Transactions on these cards typically involve ICELAND-based banking and settlement infrastructure.
Is BIN 423474 a credit, debit, or prepaid card?
BIN 423474 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 423474 use?
BIN 423474 operates on the VISA payment network using the PERSONAL card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 423474?
The primary currency associated with BIN 423474 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ICELAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 423474 pass the Luhn check?
Yes — card numbers beginning with BIN 423474 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
