BIN 409204
GULF COMMERCIAL BANK • IRAQ • VISA
About BIN 409204
BIN 409204 is a VISA credit card operating on the CLASSIC payment network, issued by GULF COMMERCIAL BANK in IRAQ (IQ). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 409204?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 409204 identifies GULF COMMERCIAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 409204?
BIN 409204 was issued by GULF COMMERCIAL BANK, a financial institution operating in IRAQ.
In which country is BIN 409204 registered?
BIN 409204 is registered in IRAQ (country code: IQ). The issuing bank, GULF COMMERCIAL BANK, holds the licence to issue cards under this BIN range in IRAQ. Transactions on these cards typically involve IRAQ-based banking and settlement infrastructure.
Is BIN 409204 a credit, debit, or prepaid card?
BIN 409204 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 409204 use?
BIN 409204 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 409204?
The primary currency associated with BIN 409204 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in IRAQ. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 409204 pass the Luhn check?
Yes — card numbers beginning with BIN 409204 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
