BIN 223637
OPTAL FINANCIAL EUROPE, LTD. • IRELAND • MASTERCARD
About BIN 223637
BIN 223637 is a MASTERCARD credit card operating on the B2B payment network, issued by OPTAL FINANCIAL EUROPE, LTD. in IRELAND (IE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 223637?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 223637 identifies OPTAL FINANCIAL EUROPE, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 223637?
BIN 223637 was issued by OPTAL FINANCIAL EUROPE, LTD., a financial institution operating in IRELAND. Their official website is https://www.wexeuropeservices.com.
In which country is BIN 223637 registered?
BIN 223637 is registered in IRELAND (country code: IE). The issuing bank, OPTAL FINANCIAL EUROPE, LTD., holds the licence to issue cards under this BIN range in IRELAND. Transactions on these cards typically involve IRELAND-based banking and settlement infrastructure.
Is BIN 223637 a credit, debit, or prepaid card?
BIN 223637 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 223637 use?
BIN 223637 operates on the MASTERCARD payment network using the B2B card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 223637?
The primary currency associated with BIN 223637 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in IRELAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 223637 pass the Luhn check?
Yes — card numbers beginning with BIN 223637 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
