BIN 404305
PT BANK SYARIAH INDONESIA TBK • INDONESIA • VISA
About BIN 404305
BIN 404305 is a VISA debit card operating on the PERSONAL payment network, issued by PT BANK SYARIAH INDONESIA TBK in INDONESIA (ID). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404305?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404305 identifies PT BANK SYARIAH INDONESIA TBK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404305?
BIN 404305 was issued by PT BANK SYARIAH INDONESIA TBK, a financial institution operating in INDONESIA.
In which country is BIN 404305 registered?
BIN 404305 is registered in INDONESIA (country code: ID). The issuing bank, PT BANK SYARIAH INDONESIA TBK, holds the licence to issue cards under this BIN range in INDONESIA. Transactions on these cards typically involve INDONESIA-based banking and settlement infrastructure.
Is BIN 404305 a credit, debit, or prepaid card?
BIN 404305 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404305 use?
BIN 404305 operates on the VISA payment network using the PERSONAL card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404305?
The primary currency associated with BIN 404305 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in INDONESIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404305 pass the Luhn check?
Yes — card numbers beginning with BIN 404305 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
