BIN 222945
PT. BANK NEGARA INDONESIA (PERSERO) TBK. • INDONESIA • MASTERCARD
About BIN 222945
BIN 222945 is a MASTERCARD debit card operating on the PLATINUM payment network, issued by PT. BANK NEGARA INDONESIA (PERSERO) TBK. in INDONESIA (ID). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 222945?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 222945 identifies PT. BANK NEGARA INDONESIA (PERSERO) TBK. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 222945?
BIN 222945 was issued by PT. BANK NEGARA INDONESIA (PERSERO) TBK., a financial institution operating in INDONESIA. You may reach them by phone at +6262212511946. Their official website is https://www.bni.co.id.
In which country is BIN 222945 registered?
BIN 222945 is registered in INDONESIA (country code: ID). The issuing bank, PT. BANK NEGARA INDONESIA (PERSERO) TBK., holds the licence to issue cards under this BIN range in INDONESIA. Transactions on these cards typically involve INDONESIA-based banking and settlement infrastructure.
Is BIN 222945 a credit, debit, or prepaid card?
BIN 222945 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 222945 use?
BIN 222945 operates on the MASTERCARD payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 222945?
The primary currency associated with BIN 222945 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in INDONESIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 222945 pass the Luhn check?
Yes — card numbers beginning with BIN 222945 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
