BIN 194684
BANK BNI • INDONESIA • PRIVATE LABEL
About BIN 194684
BIN 194684 is a PRIVATE LABEL debit card operating on the ATM payment network, issued by BANK BNI in INDONESIA (ID). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 194684?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 194684 identifies BANK BNI as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 194684?
BIN 194684 was issued by BANK BNI, a financial institution operating in INDONESIA.
In which country is BIN 194684 registered?
BIN 194684 is registered in INDONESIA (country code: ID). The issuing bank, BANK BNI, holds the licence to issue cards under this BIN range in INDONESIA. Transactions on these cards typically involve INDONESIA-based banking and settlement infrastructure.
Is BIN 194684 a credit, debit, or prepaid card?
BIN 194684 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 194684 use?
BIN 194684 operates on the PRIVATE LABEL payment network using the ATM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through PRIVATE LABEL's global payment infrastructure.
What currency is associated with BIN 194684?
The primary currency associated with BIN 194684 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in INDONESIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 194684 pass the Luhn check?
Yes — card numbers beginning with BIN 194684 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
