BIN 490836
OTP BANK NYRT. • HUNGARY • VISA
About BIN 490836
BIN 490836 is a VISA debit card operating on the CLASSIC payment network, issued by OTP BANK NYRT. in HUNGARY (HU). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 490836?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 490836 identifies OTP BANK NYRT. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 490836?
BIN 490836 was issued by OTP BANK NYRT., a financial institution operating in HUNGARY. You may reach them by phone at +36703666666. Their official website is https://www.otpbank.hu.
In which country is BIN 490836 registered?
BIN 490836 is registered in HUNGARY (country code: HU). The issuing bank, OTP BANK NYRT., holds the licence to issue cards under this BIN range in HUNGARY. Transactions on these cards typically involve HUNGARY-based banking and settlement infrastructure.
Is BIN 490836 a credit, debit, or prepaid card?
BIN 490836 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 490836 use?
BIN 490836 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 490836?
The primary currency associated with BIN 490836 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in HUNGARY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 490836 pass the Luhn check?
Yes — card numbers beginning with BIN 490836 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
