BIN 547639
ANZ GUAM INC. • GUAM • MASTERCARD
About BIN 547639
BIN 547639 is a MASTERCARD credit card operating on the BUSINESS payment network, issued by ANZ GUAM INC. in GUAM (GU). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 547639?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 547639 identifies ANZ GUAM INC. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 547639?
BIN 547639 was issued by ANZ GUAM INC., a financial institution operating in GUAM.
In which country is BIN 547639 registered?
BIN 547639 is registered in GUAM (country code: GU). The issuing bank, ANZ GUAM INC., holds the licence to issue cards under this BIN range in GUAM. Transactions on these cards typically involve GUAM-based banking and settlement infrastructure.
Is BIN 547639 a credit, debit, or prepaid card?
BIN 547639 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 547639 use?
BIN 547639 operates on the MASTERCARD payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 547639?
The primary currency associated with BIN 547639 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in GUAM. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 547639 pass the Luhn check?
Yes — card numbers beginning with BIN 547639 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
