BIN 404247
WELLS FARGO BANK, NATIONAL ASSOCIATION • GUAM • VISA
About BIN 404247
BIN 404247 is a VISA credit card operating on the PLATINUM payment network, issued by WELLS FARGO BANK, NATIONAL ASSOCIATION in GUAM (GU). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404247?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404247 identifies WELLS FARGO BANK, NATIONAL ASSOCIATION as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404247?
BIN 404247 was issued by WELLS FARGO BANK, NATIONAL ASSOCIATION, a financial institution operating in GUAM.
In which country is BIN 404247 registered?
BIN 404247 is registered in GUAM (country code: GU). The issuing bank, WELLS FARGO BANK, NATIONAL ASSOCIATION, holds the licence to issue cards under this BIN range in GUAM. Transactions on these cards typically involve GUAM-based banking and settlement infrastructure.
Is BIN 404247 a credit, debit, or prepaid card?
BIN 404247 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404247 use?
BIN 404247 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404247?
The primary currency associated with BIN 404247 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in GUAM. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404247 pass the Luhn check?
Yes — card numbers beginning with BIN 404247 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
