BIN 345628
Unknown • SPAIN • AMERICAN EXPRESS
About BIN 345628
BIN 345628 is a AMERICAN EXPRESS credit card operating on the STANDARD payment network, issued by Unknown in SPAIN (ES). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 345628?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 345628 identifies Unknown as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 345628?
BIN 345628 was issued by Unknown, a financial institution operating in SPAIN.
In which country is BIN 345628 registered?
BIN 345628 is registered in SPAIN (country code: ES). The issuing bank, Unknown, holds the licence to issue cards under this BIN range in SPAIN. Transactions on these cards typically involve SPAIN-based banking and settlement infrastructure.
Is BIN 345628 a credit, debit, or prepaid card?
BIN 345628 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 345628 use?
BIN 345628 operates on the AMERICAN EXPRESS payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through AMERICAN EXPRESS's global payment infrastructure.
What currency is associated with BIN 345628?
The primary currency associated with BIN 345628 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SPAIN. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 345628 pass the Luhn check?
Yes — card numbers beginning with BIN 345628 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
