BIN 231023
CAJA CENTRAL FINANCOOP • ECUADOR • MASTERCARD
About BIN 231023
BIN 231023 is a MASTERCARD debit card operating on the STANDARD payment network, issued by CAJA CENTRAL FINANCOOP in ECUADOR (EC). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 231023?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 231023 identifies CAJA CENTRAL FINANCOOP as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 231023?
BIN 231023 was issued by CAJA CENTRAL FINANCOOP, a financial institution operating in ECUADOR.
In which country is BIN 231023 registered?
BIN 231023 is registered in ECUADOR (country code: EC). The issuing bank, CAJA CENTRAL FINANCOOP, holds the licence to issue cards under this BIN range in ECUADOR. Transactions on these cards typically involve ECUADOR-based banking and settlement infrastructure.
Is BIN 231023 a credit, debit, or prepaid card?
BIN 231023 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 231023 use?
BIN 231023 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 231023?
The primary currency associated with BIN 231023 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ECUADOR. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 231023 pass the Luhn check?
Yes — card numbers beginning with BIN 231023 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
