BIN 231009
COOPERATIVA DE AHORRO Y CREDITO POLICIA NACIONAL • ECUADOR • MASTERCARD
About BIN 231009
BIN 231009 is a MASTERCARD credit card operating on the STANDARD payment network, issued by COOPERATIVA DE AHORRO Y CREDITO POLICIA NACIONAL in ECUADOR (EC). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 231009?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 231009 identifies COOPERATIVA DE AHORRO Y CREDITO POLICIA NACIONAL as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 231009?
BIN 231009 was issued by COOPERATIVA DE AHORRO Y CREDITO POLICIA NACIONAL, a financial institution operating in ECUADOR.
In which country is BIN 231009 registered?
BIN 231009 is registered in ECUADOR (country code: EC). The issuing bank, COOPERATIVA DE AHORRO Y CREDITO POLICIA NACIONAL, holds the licence to issue cards under this BIN range in ECUADOR. Transactions on these cards typically involve ECUADOR-based banking and settlement infrastructure.
Is BIN 231009 a credit, debit, or prepaid card?
BIN 231009 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 231009 use?
BIN 231009 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 231009?
The primary currency associated with BIN 231009 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ECUADOR. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 231009 pass the Luhn check?
Yes — card numbers beginning with BIN 231009 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
