BIN 401009
EKSPRES BANK A/S • DENMARK • VISA
About BIN 401009
BIN 401009 is a VISA credit card operating on the CLASSIC payment network, issued by EKSPRES BANK A/S in DENMARK (DK). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 401009?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 401009 identifies EKSPRES BANK A/S as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 401009?
BIN 401009 was issued by EKSPRES BANK A/S, a financial institution operating in DENMARK.
In which country is BIN 401009 registered?
BIN 401009 is registered in DENMARK (country code: DK). The issuing bank, EKSPRES BANK A/S, holds the licence to issue cards under this BIN range in DENMARK. Transactions on these cards typically involve DENMARK-based banking and settlement infrastructure.
Is BIN 401009 a credit, debit, or prepaid card?
BIN 401009 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 401009 use?
BIN 401009 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 401009?
The primary currency associated with BIN 401009 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in DENMARK. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 401009 pass the Luhn check?
Yes — card numbers beginning with BIN 401009 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
