BIN 402722 — Details
BIN
402722
Brand
VISA
Scheme
PLATINUM
Type
CREDIT
Country
COSTA RICA CR
Currency
Unknown
Bank
BANCO BAC SAN JOSE, S.A.
Bank Phone
Unknown
Prepaid
No
Luhn Check
Pass

About BIN 402722

BIN 402722 is a VISA credit card operating on the PLATINUM payment network, issued by BANCO BAC SAN JOSE, S.A. in COSTA RICA (CR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 402722?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402722 identifies BANCO BAC SAN JOSE, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 402722?

BIN 402722 was issued by BANCO BAC SAN JOSE, S.A., a financial institution operating in COSTA RICA. Their official website is http://www.bac.net.

In which country is BIN 402722 registered?

BIN 402722 is registered in COSTA RICA (country code: CR). The issuing bank, BANCO BAC SAN JOSE, S.A., holds the licence to issue cards under this BIN range in COSTA RICA. Transactions on these cards typically involve COSTA RICA-based banking and settlement infrastructure.

Is BIN 402722 a credit, debit, or prepaid card?

BIN 402722 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 402722 use?

BIN 402722 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 402722?

The primary currency associated with BIN 402722 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in COSTA RICA. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 402722 pass the Luhn check?

Yes — card numbers beginning with BIN 402722 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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