BIN 401681
BANCO DEL ISTMO (COSTA RICA), S.A. • COSTA RICA • VISA
About BIN 401681
BIN 401681 is a VISA credit card operating on the Unknown payment network, issued by BANCO DEL ISTMO (COSTA RICA), S.A. in COSTA RICA (CR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 401681?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 401681 identifies BANCO DEL ISTMO (COSTA RICA), S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 401681?
BIN 401681 was issued by BANCO DEL ISTMO (COSTA RICA), S.A., a financial institution operating in COSTA RICA. You may reach them by phone at 5072700015.
In which country is BIN 401681 registered?
BIN 401681 is registered in COSTA RICA (country code: CR). The issuing bank, BANCO DEL ISTMO (COSTA RICA), S.A., holds the licence to issue cards under this BIN range in COSTA RICA. Transactions on these cards typically involve COSTA RICA-based banking and settlement infrastructure.
Is BIN 401681 a credit, debit, or prepaid card?
BIN 401681 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 401681 use?
BIN 401681 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 401681?
The primary currency associated with BIN 401681 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in COSTA RICA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 401681 pass the Luhn check?
Yes — card numbers beginning with BIN 401681 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
