BIN 002195
CHINA MERCHANTS BANK • CHINA • PRIVATE LABEL
About BIN 002195
BIN 002195 is a PRIVATE LABEL debit card operating on the Unknown payment network, issued by CHINA MERCHANTS BANK in CHINA (CN). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 002195?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 002195 identifies CHINA MERCHANTS BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 002195?
BIN 002195 was issued by CHINA MERCHANTS BANK, a financial institution operating in CHINA. You may reach them by phone at 95555. Their official website is https://english.cmbchina.com.
In which country is BIN 002195 registered?
BIN 002195 is registered in CHINA (country code: CN). The issuing bank, CHINA MERCHANTS BANK, holds the licence to issue cards under this BIN range in CHINA. Transactions on these cards typically involve CHINA-based banking and settlement infrastructure.
Is BIN 002195 a credit, debit, or prepaid card?
BIN 002195 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 002195 use?
BIN 002195 operates on the PRIVATE LABEL payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through PRIVATE LABEL's global payment infrastructure.
What currency is associated with BIN 002195?
The primary currency associated with BIN 002195 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in CHINA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 002195 pass the Luhn check?
Yes — card numbers beginning with BIN 002195 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
