BIN 404705
VISECA PAYMENT SERVICES SA • SWITZERLAND • VISA
About BIN 404705
BIN 404705 is a VISA credit card operating on the PLATINUM payment network, issued by VISECA PAYMENT SERVICES SA in SWITZERLAND (CH). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404705?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404705 identifies VISECA PAYMENT SERVICES SA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404705?
BIN 404705 was issued by VISECA PAYMENT SERVICES SA, a financial institution operating in SWITZERLAND.
In which country is BIN 404705 registered?
BIN 404705 is registered in SWITZERLAND (country code: CH). The issuing bank, VISECA PAYMENT SERVICES SA, holds the licence to issue cards under this BIN range in SWITZERLAND. Transactions on these cards typically involve SWITZERLAND-based banking and settlement infrastructure.
Is BIN 404705 a credit, debit, or prepaid card?
BIN 404705 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404705 use?
BIN 404705 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404705?
The primary currency associated with BIN 404705 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SWITZERLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404705 pass the Luhn check?
Yes — card numbers beginning with BIN 404705 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
