BIN 499905
FIRSTCARIBBEAN INTERNATIONAL BANK (BAHAMAS), LTD. • BAHAMAS • VISA
About BIN 499905
BIN 499905 is a VISA credit card operating on the GOLD payment network, issued by FIRSTCARIBBEAN INTERNATIONAL BANK (BAHAMAS), LTD. in BAHAMAS (BS). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 499905?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 499905 identifies FIRSTCARIBBEAN INTERNATIONAL BANK (BAHAMAS), LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 499905?
BIN 499905 was issued by FIRSTCARIBBEAN INTERNATIONAL BANK (BAHAMAS), LTD., a financial institution operating in BAHAMAS. You may reach them by phone at +12423228455 / +12423568000. Their official website is http://www.cibcfcib.com.
In which country is BIN 499905 registered?
BIN 499905 is registered in BAHAMAS (country code: BS). The issuing bank, FIRSTCARIBBEAN INTERNATIONAL BANK (BAHAMAS), LTD., holds the licence to issue cards under this BIN range in BAHAMAS. Transactions on these cards typically involve BAHAMAS-based banking and settlement infrastructure.
Is BIN 499905 a credit, debit, or prepaid card?
BIN 499905 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 499905 use?
BIN 499905 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 499905?
The primary currency associated with BIN 499905 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BAHAMAS. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 499905 pass the Luhn check?
Yes — card numbers beginning with BIN 499905 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
