BIN 492104
STANDARD CHARTERED BANK • BRUNEI DARUSSALAM • VISA
About BIN 492104
BIN 492104 is a VISA credit card operating on the PLATINUM payment network, issued by STANDARD CHARTERED BANK in BRUNEI DARUSSALAM (BN). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 492104?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 492104 identifies STANDARD CHARTERED BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 492104?
BIN 492104 was issued by STANDARD CHARTERED BANK, a financial institution operating in BRUNEI DARUSSALAM. You may reach them by phone at +6732658000. Their official website is https://www.sc.com.
In which country is BIN 492104 registered?
BIN 492104 is registered in BRUNEI DARUSSALAM (country code: BN). The issuing bank, STANDARD CHARTERED BANK, holds the licence to issue cards under this BIN range in BRUNEI DARUSSALAM. Transactions on these cards typically involve BRUNEI DARUSSALAM-based banking and settlement infrastructure.
Is BIN 492104 a credit, debit, or prepaid card?
BIN 492104 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 492104 use?
BIN 492104 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 492104?
The primary currency associated with BIN 492104 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BRUNEI DARUSSALAM. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 492104 pass the Luhn check?
Yes — card numbers beginning with BIN 492104 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
