BIN 496696
HSBC BANK BERMUDA, LTD. • BERMUDA • VISA
About BIN 496696
BIN 496696 is a VISA credit card operating on the GOLD payment network, issued by HSBC BANK BERMUDA, LTD. in BERMUDA (BM). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 496696?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 496696 identifies HSBC BANK BERMUDA, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 496696?
BIN 496696 was issued by HSBC BANK BERMUDA, LTD., a financial institution operating in BERMUDA. Their official website is http://www.hsbc.ky.
In which country is BIN 496696 registered?
BIN 496696 is registered in BERMUDA (country code: BM). The issuing bank, HSBC BANK BERMUDA, LTD., holds the licence to issue cards under this BIN range in BERMUDA. Transactions on these cards typically involve BERMUDA-based banking and settlement infrastructure.
Is BIN 496696 a credit, debit, or prepaid card?
BIN 496696 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 496696 use?
BIN 496696 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 496696?
The primary currency associated with BIN 496696 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BERMUDA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 496696 pass the Luhn check?
Yes — card numbers beginning with BIN 496696 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
