BIN 491328
BANK OF N.T. BUTTERFIELD AND SON, LTD. • BERMUDA • VISA
About BIN 491328
BIN 491328 is a VISA credit card operating on the CLASSIC payment network, issued by BANK OF N.T. BUTTERFIELD AND SON, LTD. in BERMUDA (BM). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 491328?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 491328 identifies BANK OF N.T. BUTTERFIELD AND SON, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 491328?
BIN 491328 was issued by BANK OF N.T. BUTTERFIELD AND SON, LTD., a financial institution operating in BERMUDA.
In which country is BIN 491328 registered?
BIN 491328 is registered in BERMUDA (country code: BM). The issuing bank, BANK OF N.T. BUTTERFIELD AND SON, LTD., holds the licence to issue cards under this BIN range in BERMUDA. Transactions on these cards typically involve BERMUDA-based banking and settlement infrastructure.
Is BIN 491328 a credit, debit, or prepaid card?
BIN 491328 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 491328 use?
BIN 491328 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 491328?
The primary currency associated with BIN 491328 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BERMUDA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 491328 pass the Luhn check?
Yes — card numbers beginning with BIN 491328 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
