BIN 520946
NOVA BANKA AD BANJA LUKA • BOSNIA AND HERZEGOVINA • MASTERCARD
About BIN 520946
BIN 520946 is a MASTERCARD credit card operating on the STANDARD payment network, issued by NOVA BANKA AD BANJA LUKA in BOSNIA AND HERZEGOVINA (BA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 520946?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 520946 identifies NOVA BANKA AD BANJA LUKA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 520946?
BIN 520946 was issued by NOVA BANKA AD BANJA LUKA, a financial institution operating in BOSNIA AND HERZEGOVINA.
In which country is BIN 520946 registered?
BIN 520946 is registered in BOSNIA AND HERZEGOVINA (country code: BA). The issuing bank, NOVA BANKA AD BANJA LUKA, holds the licence to issue cards under this BIN range in BOSNIA AND HERZEGOVINA. Transactions on these cards typically involve BOSNIA AND HERZEGOVINA-based banking and settlement infrastructure.
Is BIN 520946 a credit, debit, or prepaid card?
BIN 520946 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 520946 use?
BIN 520946 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 520946?
The primary currency associated with BIN 520946 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BOSNIA AND HERZEGOVINA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 520946 pass the Luhn check?
Yes — card numbers beginning with BIN 520946 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
