BIN 428653
ACCESSBANK CJSC • AZERBAIJAN • VISA
About BIN 428653
BIN 428653 is a VISA debit card operating on the BUSINESS payment network, issued by ACCESSBANK CJSC in AZERBAIJAN (AZ). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 428653?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 428653 identifies ACCESSBANK CJSC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 428653?
BIN 428653 was issued by ACCESSBANK CJSC, a financial institution operating in AZERBAIJAN. You may reach them by phone at +994124930726. Their official website is http://www.accessbank.az.
In which country is BIN 428653 registered?
BIN 428653 is registered in AZERBAIJAN (country code: AZ). The issuing bank, ACCESSBANK CJSC, holds the licence to issue cards under this BIN range in AZERBAIJAN. Transactions on these cards typically involve AZERBAIJAN-based banking and settlement infrastructure.
Is BIN 428653 a credit, debit, or prepaid card?
BIN 428653 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 428653 use?
BIN 428653 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 428653?
The primary currency associated with BIN 428653 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in AZERBAIJAN. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 428653 pass the Luhn check?
Yes — card numbers beginning with BIN 428653 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.