BIN 445972
STEWARD BANK, LTD. • ZIMBABWE • VISA
About BIN 445972
BIN 445972 is a VISA debit card operating on the INFINITE payment network, issued by STEWARD BANK, LTD. in ZIMBABWE (ZW). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 445972?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 445972 identifies STEWARD BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 445972?
BIN 445972 was issued by STEWARD BANK, LTD., a financial institution operating in ZIMBABWE.
In which country is BIN 445972 registered?
BIN 445972 is registered in ZIMBABWE (country code: ZW). The issuing bank, STEWARD BANK, LTD., holds the licence to issue cards under this BIN range in ZIMBABWE. Transactions on these cards typically involve ZIMBABWE-based banking and settlement infrastructure.
Is BIN 445972 a credit, debit, or prepaid card?
BIN 445972 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 445972 use?
BIN 445972 operates on the VISA payment network using the INFINITE card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 445972?
The primary currency associated with BIN 445972 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ZIMBABWE. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 445972 pass the Luhn check?
Yes — card numbers beginning with BIN 445972 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
