BIN 405030
FIDELITY BANK PLC • NIGERIA • VISA
About BIN 405030
BIN 405030 is a VISA debit card operating on the CLASSIC payment network, issued by FIDELITY BANK PLC in NIGERIA (NG). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 405030?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 405030 identifies FIDELITY BANK PLC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 405030?
BIN 405030 was issued by FIDELITY BANK PLC, a financial institution operating in NIGERIA.
In which country is BIN 405030 registered?
BIN 405030 is registered in NIGERIA (country code: NG). The issuing bank, FIDELITY BANK PLC, holds the licence to issue cards under this BIN range in NIGERIA. Transactions on these cards typically involve NIGERIA-based banking and settlement infrastructure.
Is BIN 405030 a credit, debit, or prepaid card?
BIN 405030 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 405030 use?
BIN 405030 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 405030?
The primary currency associated with BIN 405030 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NIGERIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 405030 pass the Luhn check?
Yes — card numbers beginning with BIN 405030 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
