BIN 404905
UNITED BANK FOR AFRICA PLC • NIGERIA • VISA
About BIN 404905
BIN 404905 is a VISA credit card operating on the Unknown payment network, issued by UNITED BANK FOR AFRICA PLC in NIGERIA (NG). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404905?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404905 identifies UNITED BANK FOR AFRICA PLC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404905?
BIN 404905 was issued by UNITED BANK FOR AFRICA PLC, a financial institution operating in NIGERIA. You may reach them by phone at 233-302-683525. Their official website is http://www.ubagroup.com.
In which country is BIN 404905 registered?
BIN 404905 is registered in NIGERIA (country code: NG). The issuing bank, UNITED BANK FOR AFRICA PLC, holds the licence to issue cards under this BIN range in NIGERIA. Transactions on these cards typically involve NIGERIA-based banking and settlement infrastructure.
Is BIN 404905 a credit, debit, or prepaid card?
BIN 404905 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404905 use?
BIN 404905 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404905?
The primary currency associated with BIN 404905 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NIGERIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404905 pass the Luhn check?
Yes — card numbers beginning with BIN 404905 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
