BIN 402438
VALUCARD NIGERIA PLC • NIGERIA • VISA
About BIN 402438
BIN 402438 is a VISA debit card operating on the Unknown payment network, issued by VALUCARD NIGERIA PLC in NIGERIA (NG). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402438?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402438 identifies VALUCARD NIGERIA PLC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402438?
BIN 402438 was issued by VALUCARD NIGERIA PLC, a financial institution operating in NIGERIA. You may reach them by phone at 234 1 2703010 - 14. Their official website is http://www.valucardnigeria.com.
In which country is BIN 402438 registered?
BIN 402438 is registered in NIGERIA (country code: NG). The issuing bank, VALUCARD NIGERIA PLC, holds the licence to issue cards under this BIN range in NIGERIA. Transactions on these cards typically involve NIGERIA-based banking and settlement infrastructure.
Is BIN 402438 a credit, debit, or prepaid card?
BIN 402438 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402438 use?
BIN 402438 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402438?
The primary currency associated with BIN 402438 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NIGERIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402438 pass the Luhn check?
Yes — card numbers beginning with BIN 402438 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
