BIN 446002
HYPO ALPE-ADRIA-BANKA A.D. • MONTENEGRO • VISA
About BIN 446002
BIN 446002 is a VISA credit card operating on the CLASSIC payment network, issued by HYPO ALPE-ADRIA-BANKA A.D. in MONTENEGRO (ME). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 446002?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 446002 identifies HYPO ALPE-ADRIA-BANKA A.D. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 446002?
BIN 446002 was issued by HYPO ALPE-ADRIA-BANKA A.D., a financial institution operating in MONTENEGRO. You may reach them by phone at +38220408600. Their official website is http://www.hypo-alpe-adria.rs.
In which country is BIN 446002 registered?
BIN 446002 is registered in MONTENEGRO (country code: ME). The issuing bank, HYPO ALPE-ADRIA-BANKA A.D., holds the licence to issue cards under this BIN range in MONTENEGRO. Transactions on these cards typically involve MONTENEGRO-based banking and settlement infrastructure.
Is BIN 446002 a credit, debit, or prepaid card?
BIN 446002 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 446002 use?
BIN 446002 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 446002?
The primary currency associated with BIN 446002 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MONTENEGRO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 446002 pass the Luhn check?
Yes — card numbers beginning with BIN 446002 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
