BIN 408354
HIPOTEKARNA BANKA AD PODGORICA • MONTENEGRO • VISA
About BIN 408354
BIN 408354 is a VISA credit card operating on the BUSINESS payment network, issued by HIPOTEKARNA BANKA AD PODGORICA in MONTENEGRO (ME). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 408354?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 408354 identifies HIPOTEKARNA BANKA AD PODGORICA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 408354?
BIN 408354 was issued by HIPOTEKARNA BANKA AD PODGORICA, a financial institution operating in MONTENEGRO. You may reach them by phone at +38277700001. Their official website is http://www.hipotekarnabanka.com.
In which country is BIN 408354 registered?
BIN 408354 is registered in MONTENEGRO (country code: ME). The issuing bank, HIPOTEKARNA BANKA AD PODGORICA, holds the licence to issue cards under this BIN range in MONTENEGRO. Transactions on these cards typically involve MONTENEGRO-based banking and settlement infrastructure.
Is BIN 408354 a credit, debit, or prepaid card?
BIN 408354 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 408354 use?
BIN 408354 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 408354?
The primary currency associated with BIN 408354 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MONTENEGRO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 408354 pass the Luhn check?
Yes — card numbers beginning with BIN 408354 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
