BIN 404921
NLB BANKA • MONTENEGRO • VISA
About BIN 404921
BIN 404921 is a VISA credit card operating on the BUSINESS payment network, issued by NLB BANKA in MONTENEGRO (ME). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404921?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404921 identifies NLB BANKA as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404921?
BIN 404921 was issued by NLB BANKA, a financial institution operating in MONTENEGRO.
In which country is BIN 404921 registered?
BIN 404921 is registered in MONTENEGRO (country code: ME). The issuing bank, NLB BANKA, holds the licence to issue cards under this BIN range in MONTENEGRO. Transactions on these cards typically involve MONTENEGRO-based banking and settlement infrastructure.
Is BIN 404921 a credit, debit, or prepaid card?
BIN 404921 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404921 use?
BIN 404921 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404921?
The primary currency associated with BIN 404921 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MONTENEGRO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404921 pass the Luhn check?
Yes — card numbers beginning with BIN 404921 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
