BIN 402113
Unknown • MONTENEGRO • VISA
About BIN 402113
BIN 402113 is a VISA credit card operating on the GOLD payment network, issued by Unknown in MONTENEGRO (ME). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402113?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402113 identifies Unknown as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402113?
BIN 402113 was issued by Unknown, a financial institution operating in MONTENEGRO.
In which country is BIN 402113 registered?
BIN 402113 is registered in MONTENEGRO (country code: ME). The issuing bank, Unknown, holds the licence to issue cards under this BIN range in MONTENEGRO. Transactions on these cards typically involve MONTENEGRO-based banking and settlement infrastructure.
Is BIN 402113 a credit, debit, or prepaid card?
BIN 402113 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402113 use?
BIN 402113 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402113?
The primary currency associated with BIN 402113 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in MONTENEGRO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402113 pass the Luhn check?
Yes — card numbers beginning with BIN 402113 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
